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Cottage vacation rentals in Bay County

Find and book unique cottages on Airbnb

Top-rated cottage rentals in Bay County

Guests agree: these cottages are highly rated for location, cleanliness, and more.

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Cottage in Panama City

4.8 out of 5 average rating, 250 reviews

2 BR/1BA w/Pool Cottage Secluded Dr in St Andrews

Welcome to our 2 BR cottage with an open furnished kitchen, dining and living room along with a bath that includes a shower and washer/dryer. An outdoor seasonal pool is available to share with the homeowners. Inside is a fully furnished kitchen w/ large fridge, large TV (Dish Network), internet, movies and games. Outside amenities include lounge chairs, patio, and a gas grill. A camera is by the cottage entrance. We look forward to hosting whether you’re traveling for business or pleasure.

Cottage in Panama City Beach

4.93 out of 5 average rating, 118 reviews

💦LagunaBeachCottage w/fire pit! 1 min walk to 🏖

Relax and have fun with the whole family at our recently renovated cottage: Beach supplies Ping pong table Late night patio w/fire pit Outdoor shower Perfect location: 1 min walk to white sandy beach 2 min walk to the Carousel supermarket 5 min walk to the famous Thomas’s Donuts 7 min drive to Pier Park (stores & restaurants) and 30a (upscale dining & shopping) 10 min drive to Gulfworld - swim with dolphins and watch shows 7-25 min drive to State Parks 30-45 min drive to Outlet Mall and more

Cottage in Panama City

4.97 out of 5 average rating, 36 reviews

Modern Home ¤ Close to Shopping, Dining & Downtown

Welcome to Turtle Cove Beach Retreat! 🌊 Nestled in the heart of Panama city, our charming beach themed cottage is the gateway to living like the locals. Take a dip, surf the waves, cast a line, or bask under the sun. Explore charming shops, restaurants, and captivating attractions. From the moment you arrive until the day of your departure, you can expect a warm welcome and a pampered experience. Reserve your stay today for an unforgettable vacation. Get ready to relax, reset, and recharge! 🤙

Cottage in Panama City

4.99 out of 5 average rating, 71 reviews

Beach Bay Getaway PCB Cottage - walk to beach!

Panama City Beach (east end) - great for couples, families or friends. 5 minute walk to Beach Access 20/21 and you’ll be enjoying the crystal clear emerald blue green water & sugar white sand! Fully remodeled beach cottage is 2 bed/1 bath. BR-1 queen bed, BR- 2 twin beds. Blowup mattress for additional guests. Fenced back yard, patio, grill, fire pit. beach amenities. Cable, WiFi, Washer/Dryer & new appliances. Near golf cart rental, Putt-putt golf. Pets welcome! (2 pet limit $75 fee) Age 25+

Cottage in Panama City

4.89 out of 5 average rating, 96 reviews

Private Water Front Cottage - Panama City, FL

Welcome to Turtle Cove Water-Front Cottage. LOCATION, LOCATION! If you want to be centrally located to beaches, colleges, sports complexes, restaurants, bars, and shops, then look no further. This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND...if you love the water, the canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

Cottage in Panama City

4.92 out of 5 average rating, 103 reviews

5 Eastbay Fishing Village with dock and slips

Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Cottage in Panama City Beach

5 out of 5 average rating, 135 reviews

NEW cozy beach cottage 3 blocks from beach!

Welcome to your home away from home! Our fully renovated & modern beach cottage is the perfect place to relax & reset, whether that's lounging in our bright, cozy living room, spending the day at the beach (a quick 3 block walk) or sipping on your drink of choice by the fire pit in the backyard. We are centrally located between 30a & Pier Park with plenty of amazing restaurants, shops & nightlife to experience. Come stay with us, we're always open! Follow us on IG @its.alwaysopen

Cottage in Panama City

4.94 out of 5 average rating, 167 reviews

Sun & Fun Waiting for you, Affordable dog friendly

Coastal decor bungalow with many extra amenities to make your stay memorable and affordable! Dogs welcome, fenced back patio. Just 1 -2 miles from beach, attractions and dining options. Safe and quiet neighborhood Included: Parking, 2 Beach chairs/umbrella, cooler, 2 Paddleboards, beach towels, saving you hundreds! Pool and beach privileges for $25 a day pp just minites away via resortdaypass. You are responsible for booking on their website. Dog sitting and portraits available

Cottage in Panama City Beach

4.99 out of 5 average rating, 279 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Cottage in Panama City

4.98 out of 5 average rating, 61 reviews

Golf cart|Walk2beach|Tennis|Pools|MiniGolf|Wi-Fi

★3 min Golf cart ride to beach ★5 min drive to St. Andrews State Park ★Tennis, Mini-golf, Putt-putt ★ 35 min drive from NW Florida Airport ★2 pools ★Minimum age to book is 25 ★Separate $75 fee to HOA ★Tennis, Mini-golf, Putt-putt ★Free beach chairs ★Playground ★Fully equipped kitchen ★Cozy living space/Hi- Speed Wi-fi An amazing vacation awaits you in this cute 3bed /2 bath home located in the neighborhood of venture out Experience Panama City Beach With Us & Learn More!

Cottage in Panama City

4.86 out of 5 average rating, 130 reviews

The Hidden Cottage

This Hidden Cottage is located within the heart of St. Andrews and is only a 5 minute drive to Panama City Beach. The Hidden Cottage is a lovely home, great for a couples getaway. We provide Superior location with easy access to Downtown St. Andrews, Downtown Panama City, and a short drive to the Gulf of Mexico. This home will not only satisfy you with it's convenient location, but will also make you feel like you are in your home away from home. Your new vacation home awaits!

Cottage in Panama City Beach

4.97 out of 5 average rating, 148 reviews

Mermaid Cottage Family Friendly 1 Blk Beach Porch

Uncrowded White Sand Beach Adorable Beach Cottage along the World Famous Sugar Sand Beaches of North Florida 1 block to beach access Screened in Front Porch for Breezes and the sound of Waves Quiet West End 3 mi to Rosemary Beach 2 blocks to Sunnyside Grill 1 mile to Publix, Winn Dixie and Bayou Bills Beach Chairs, towels, toys available as well as a rolling cooler Outside private hot and cold shower to rinse off after the Beach Upscale quality linens Roku TV Full Bath w/ tub

Vacation rentals for every style

Get the amount of space that is right for you

Bungalows

Intimate homes. inviting architecture

Houses

A space thats all yours, with room for everyone

Villas

Luxurious estates for the ultimate escape

Popular amenities for Bay County cottage rentals

Free parking on premises

Air conditioning

Cottage rentals with a hot tub

Cottage in Panama City Beach

5 out of 5 average rating, 36 reviews

Free Golf Cart! LUX Vibe! Dogs OK! Fenced Yard!

Cottage in Panama City

4.35 out of 5 average rating, 20 reviews

Charming 1BR | Hot Tub | Deck | W/D

Cottage in Panama City Beach

4.67 out of 5 average rating, 27 reviews

Quiet Holiday Cottage On Lake Near Beach and Pool

Cottage in Mexico Beach

4.96 out of 5 average rating, 56 reviews

Waterside Paradise Cottage

Cottage in Panama City

4.84 out of 5 average rating, 82 reviews

.2 mi to Beach, Private Pool, Hot Tub, Chairs+Cart

Cottage in Panama City

4.94 out of 5 average rating, 51 reviews

Blue Lagoon: Prvt Pool, HtTub, Sznl Pckgs, & More!

Cottage in Mexico Beach

5 out of 5 average rating, 25 reviews

Fall specials available! Message for info!

Cottage in Port St. Joe

4.94 out of 5 average rating, 62 reviews

North Cape Cottage with Stunning Bay & Gulf Views

Pet-friendly cottage rentals

Cottage in Panama City Beach

5 out of 5 average rating, 6 reviews

Hideaway Cottage - Dog Friendly | Steps to Beach

Cottage in Lynn Haven

4.97 out of 5 average rating, 94 reviews

Charming Coastal Cottage

Cottage in Panama City Beach

4.85 out of 5 average rating, 33 reviews

Home away from home! Deep discount for ext’d stay!

Cottage in Panama City Beach

5 out of 5 average rating, 17 reviews

2/1 close to Frank Brown, Pier Park & the Beach

Cottage in Panama City Beach

4.87 out of 5 average rating, 30 reviews

Cozy Cottage 1000ft to Water/ Kid-Dog-RV Friendly!

Cottage in Panama City Beach

5 out of 5 average rating, 26 reviews

Cozy home with golf cart, minutes from the beach.

Cottage in Mexico Beach

4.98 out of 5 average rating, 88 reviews

Franco’s Cove

Cottage in Panama City Beach

4.94 out of 5 average rating, 17 reviews

Coral Cottage, Laguna Beach - fun, sun, memories!

Private cottage rentals

Cottage in Panama City Beach

4.92 out of 5 average rating, 48 reviews

Beach Cottage ~ Fire Pit ~ 5 min. walk to Beach

Cottage in Panama City Beach

4.74 out of 5 average rating, 23 reviews

Large Studio w/ Stocked Kitchen | Beach! | 7 Beds

Cottage in Panama City Beach

4.91 out of 5 average rating, 34 reviews

The Cottage on Alta Vista-so charming!

Cottage in Panama City Beach

4.88 out of 5 average rating, 41 reviews

Happy Hour Beach Cottage Steps from White Sand

Cottage in Panama City

4.93 out of 5 average rating, 44 reviews

The Light House- Cozy Cottage Beach Retreat

Cottage in Rosemary Beach

4.98 out of 5 average rating, 48 reviews

Getaway Paradise to happy hour at 30A/dock access

Cottage in Mexico Beach

4.8 out of 5 average rating, 5 reviews

Perfect getaway w/boat dock, steps to the ocean

Cottage in Panama City Beach

4.96 out of 5 average rating, 50 reviews

Basic Beach- 1 blk to beach/pizza/donut shop

Destinations to explore